Matt MacMillan is an independent insurance broker specializing in life insurance, health insurance, Medicare and annuities in Mooresville, serving Iredell County, the Lake Norman area and the rest of North Carolina. He compares options from the insurance companies he represents and explains them clearly, so you can choose with confidence.
Independent broker · Mooresville, NC
Matt is an independent insurance broker based in Mooresville, serving Iredell County and the Lake Norman area. He's licensed in life and health insurance in 20 states plus DC.
“I know firsthand why life insurance matters. My mother lived with multiple sclerosis, and most insurance companies wouldn’t cover her. I kept looking until I found a guaranteed issue policy that would. It came with a two-year waiting period, and she lived beyond it. When she passed, the policy paid out in full. That money lifted a real financial weight off my family and gave us the room to grieve her properly. That experience is why I do this work, and why I don’t give up on finding coverage for people who’ve been told no.”
— Matt MacMillan
No pressure and no confusing jargon, just honest help finding a fit for you.
Call (704) 802-2523, text (704) 237-0754, book a time or fill out the short form. Matt will ask a few questions about what you need.
Matt compares options from the companies he represents and explains the trade-offs in simple terms, with time for your questions.
The choice is yours, with no pressure and no fee for Matt's help. If you'd rather wait or keep what you have, that's fine too.
Not sure which one fits? That's what a conversation is for. Here's a simple overview of each.
For: people turning 65, or anyone reviewing their Medicare coverage.
A clear walkthrough of Medicare Advantage and your other options, compared across the plans Matt represents in your county, so you know what each choice means before you make it.
For: adults, often 50+, who don't want to leave funeral costs to family.
A smaller whole life policy that helps your family pay for a funeral, burial or cremation, and final bills. Many plans use health questions instead of an exam.
For: homeowners who want their family to be able to keep the house.
Life insurance sized to your home loan. If you pass away, the benefit goes to your family, not the lender, so they can pay off the house or keep up the payments.
For: families who need a large amount of protection for a set number of years.
Coverage for 10, 20 or 30 years while the kids are home, the mortgage is large, or your paycheck matters most. Term usually provides the most coverage per premium dollar.
For: people who want coverage that lasts for life.
Permanent coverage with premiums that typically stay level and cash value that builds slowly over time. Often used for legacy and permanent needs.
For: savers planning for, or living in, retirement.
An insurance contract that can offer tax-deferred growth and, depending on the contract, income payments. Matt explains how each type works, what it costs and any limits on access.
Supplemental coverage that helps with costs Medicare and other health insurance may leave behind.
For: people with hospital copays or a high deductible.
Pays a set cash benefit to you for a covered hospital stay, to help with deductibles, copays or bills at home. Benefits and limits vary by policy.
For: people who want extra help with costs after a cancer diagnosis.
Cancer treatment can bring out-of-pocket costs your health plan may not fully cover. A cancer policy is designed to help you through that time by paying a lump sum (or continued payments, depending on the policy) if you're diagnosed with a covered cancer. Benefits, waiting periods and exclusions vary by policy.
For: people who want a cash cushion after a heart attack or stroke.
Pays a lump-sum cash benefit directly to you after a covered heart attack or stroke diagnosis. The money may help with deductibles, travel and everyday bills. Benefits vary by policy.
For: anyone without dental or vision benefits, including many people on Original Medicare.
Help paying for cleanings, exams and fillings, plus eye exams and glasses or contacts, which Original Medicare generally does not cover.
For: people who want to recover or age in place at home.
Coverage that pays a benefit toward covered care at home, such as visiting nurses or help with daily activities, depending on the policy.
Not sure where to start? Ask Matt to help you decide →
Looking for hospital, cancer, heart attack and stroke, dental or vision coverage? See supplemental health options →
Have questions first? Browse our easy-to-read guides →
A captive agent can only offer one company's products. Matt compares plans from the carriers he represents, side by side.
Based in Mooresville and licensed in North Carolina plus 19 other states and DC. You'll have a real person to call, before and after you enroll.
Take your time, ask questions and talk it over with family. The goal is a decision you feel good about.
Reviews and quotes cost nothing and there's no obligation. You only pay premiums if you choose to buy a policy.
Gather these before your enrollment window opens so your review goes quickly.
Straight answers to questions people ask most. Have another one? Just call.
Yes. Matt MacMillan is based in Mooresville and works with people in Iredell County, the Lake Norman area, Statesville and the Charlotte area, plus the rest of North Carolina.
An independent insurance broker specializing in life insurance, health insurance, Medicare and annuities. He is not the insurance company and is not connected with or endorsed by the U.S. government or the federal Medicare program.
Yes. He reviews final expense and mortgage protection options for people in North Carolina. A conversation costs nothing, and there's no obligation.
Your Initial Enrollment Period is a seven-month window that includes the three months before your 65th birthday month, your birthday month and the three months after. Most people can also review or change plans during the Annual Enrollment Period, October 15 to December 7.
Original Medicare generally does not cover routine dental care, eye exams or glasses. Separate dental and vision coverage can help with those costs.
A smaller whole life policy meant to help your family pay for funeral costs, final medical bills and similar expenses.
It pays a cash benefit directly to you if you are admitted to the hospital, based on the plan's terms. You can use the money for any expense. Benefits and limits vary by plan.
No. A review of your options costs nothing and you are never obligated to enroll.
Talk with a local, independent broker today. It's friendly, there's no cost to talk and there's no obligation.
Based in Mooresville and serving Iredell County, the Lake Norman area and the rest of North Carolina.
Medicare Advantage in Iredell County · Medicare and supplemental health help is available across North Carolina. Matt is also licensed in 19 other states and Washington, DC.
Home health care insurance helps pay for care at home when you need it, so recovery and aging in place stay within reach. Depending on the plan, it may pay a daily or monthly benefit toward covered services such as visiting nurses, therapy or help with daily activities.
Most people want to stay in their own home. Original Medicare covers limited home health care in certain situations, and it generally does not pay for ongoing help with daily activities like bathing, dressing or meals. A home health care plan is one way to plan for that cost.
Home health care insurance is supplemental coverage. Coverage, eligibility and pricing vary by carrier, state and your situation.
Effective September 30, 2026
This policy explains how The MacMillan Agency handles information you share with us.
We collect what you send us, such as your name, phone number, email address, the products you ask about and your preferred call time, when you call, email or use our request form. This website does not use accounts or collect payment information. Our website host and form service may automatically record technical information such as your IP address and browser type.
Do not include Social Security numbers, bank or card numbers, or health information in the request form or in email. If we need those details to help you, we will collect them by phone or through the insurance carrier's application.
We use your information to respond to your request, explain insurance options and help with applications you choose to make.
If you submit the request form and agree, we may call, text or email you about your request and about insurance products. Message frequency varies and message and data rates may apply. You can opt out of texts by replying STOP, and you can ask us to stop any contact by calling (704) 802-2523 or emailing matt@themacmillanagency.com.
If you request the checklist or ask us to email you, we may send you emails about Medicare and insurance. You can unsubscribe at any time using the link in any email or by contacting us.
We share information only with insurance carriers and service providers (such as our form, scheduling and email services) as needed to provide these services, and as required by law. We do not sell your personal information.
We keep your information as long as needed to help you and to meet legal and record-keeping requirements for insurance producers, then delete it.
This website does not currently use advertising or analytics cookies. If that changes, we will update this policy.
You can ask us to stop contacting you, or to access, update or delete your information, by calling (704) 802-2523 or emailing matt@themacmillanagency.com. Depending on your state, you may have additional privacy rights, and we will honor valid requests as the law requires.
This website is intended for adults and is not directed to children under 18.
We may update this policy and will post the new effective date here.
The MacMillan Agency. Phone (704) 802-2523. Email matt@themacmillanagency.com.
Effective September 30, 2026
By using this website you agree to these terms.
The content on this site is general information, not a quote, an offer of coverage, or tax, legal or financial advice. Coverage, eligibility and pricing depend on the carrier, your state and your situation.
Products are not available in every state. We are licensed only in the states listed on this site.
This site is not connected with or endorsed by the U.S. government or the federal Medicare program.
We work to keep this site accurate, but plan details, rules and dates change. Confirm current details with the carrier, Medicare.gov or 1-800-MEDICARE before making a decision.
Links to other websites are provided for convenience. We are not responsible for their content or practices.
This site is provided as is. To the fullest extent the law allows, The MacMillan Agency is not liable for losses arising from your use of this website or reliance on its general information.
These terms are governed by the laws of the State of North Carolina.
We may update this site and these terms at any time. The effective date above shows the latest version.
The MacMillan Agency. Phone (704) 802-2523.
